Co-financing of business projects

Make profit investing in the co-financing of bank’s projects!

Alternative investment product: in partnership with Baltic International Bank you have the opportunity to co-finance (credit) business projects of private persons or legal entities and companies of the Bank’s choice to which the Bank has granted or is considering granting a loan.

Offer for project co-financing

Real estate development in Latvia

Annual percentage rate 5.0%

Maturity date 7 July 2023 (the loan offers an early repayment option)

Borrower Latvia’s resident

Sector Real estate activities

Security Immovable property, land, owner’s guarantee

Loan-to-Value ratio 53%

(LTV is the ratio between the loan amount and the value of the underlying asset serving as security)

The ultimate details (or terms and conditions) will be provided after the parties have finalized the deal.

Warehouse construction in Latvia

Annual percentage rate 5.0%

Maturity date 25 October 2025 (the loan offers an early repayment option)

Borrower Latvia’s resident

Sector Rental and operating of self-owned or leased real estate; cargo handling

Security Borrower's immovable property (buildings and land appurtenant thereto), assets, machinery, third-party assets and capital, as well as owner’s guarantee. The property is mortgaged/pledged as security in Bank’s favour. Bank (as the lender) will hold the security for the loan until repayment (until all financial obligations are fully discharged).

Loan-to-Value ratio 32%

Operating loan (replenishment of current assets) granted in Latvia

Annual percentage rate 4.0%

Maturity date 25 September 2025 (the loan offers an early repayment option)

Borrower Latvia’s resident

Sector Rental and leasing activities

Security Immovable property, commercial pledge, and owner’s guarantee

Loan-to-Value ratio 46%

Real estate development in Latvia

Annual percentage rate 4.5%

Maturity date 10 August 2025 (the loan offers an early repayment option)

Borrower Latvia’s resident

Sector Construction of residential and non-residential buildings; Floor and wall covering

Security Immovable property, commercial pledge on the company’s shares, commercial pledge on the assets, and owner’s guarantee

Loan-to-Value ratio 60%

Apply for consultation

Using these services:

You will receive fixed income in the medium and long-term;
Your investments will not be subjected to the fluctuations of the financial markets;
Be ready to bear the credit risks related to the implementation of business projects.

Advantages:

You participate in the development of sustainable business projects co-financed by the Bank and thoroughly assessed by the specialists of Baltic International Bank;
Specialists of the Bank control and monitor development of the business project throughout its entire course of implementation;
Investments are guaranteed with a material value (real estate, land, assets of the borrower);
After entering into the trust agreement the assets are segregated from the assets of the Bank;
Twice a year you will receive information about the status of Business project (credit) – financial situation of the borrower and fulfilment of the borrower’s obligations in frame of the loan agreement, main changes during the reporting period, trends in the operating area of the borrower, analysis of the market situation in the borrower’s area of activity.

Bank can offer solutions and support, if you are efficiently planning the cash flow of your company, want to fund related enterprises or companies in the holding structure.

Investment opportunities

Baltic International Bank offers an innovative investment calculator, a tool where you can get acquainted with the Bank's current offer and select and choose different investment products according to your interests, find out the key indicators, i.e. the expected return, terms, possible risks, as well as apply for a consultation with the Bank's investment specialist.

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